About Us
XP Insurance is a group of independent agents based in New York State that provides services to clients in New York, Connecticut, Georgia, Maryland, New Jersey, Pennsylvania, and more. At XP, our customers are our number one priority. We represent a carefully selected group of financially strong and reputable insurance companies; hence we are able to offer our clients the best coverage at the most competitive prices. We work for you; we do not work for insurance companies. We choose the best carriers for your insurance needs and provide quality care and assistance through any insurance process. In the event of insurance claims, we walk you through the steps to ensure fair, prompt, and appropriate payment and services from your carrier.
XP offers world class protection for your Auto, Home, Health, Business, and Life Insurance, we make sure that you’re covered today as well as in the future so that you can focus on what is important to you, your family, your partners, and staff. We encourage you to contact us and welcome any inquiries or concerns you may have.
YOUR PERSONAL LIFE
Auto Insurance
Discover car insurance that fits the way you want to live. XP is here to help you protect the car you love. And if you have a motorcycle, snowmobile, RV or ATV; XP can help cover that, too.
Homeowners Insurance
Your home — it’s your favorite place to rest at night and rise to the sun in the morning. Find out how XP can help you protect it.
Life Insurance
Protect your family with affordable and flexible life insurance coverage from our many partners.
Condo Insurance
Insurance coverage for a condominium is similar to a home insurance policy, but with a few extras to help protect the unique features of your residence. Didn’t know this? Let XP help you with that.
Motorcycle Insurance
While you’re out riding and cruising with the gang, the last thing you want to worry about is insurance. That’s why XP is ready to assist you with motorcycle coverage.
Renters Insurance
You finally have your own place to chill and relax. You know the nearest spots, which restaurant to order from, and who lives close by. But don’t forget about protecting all your stuff in your new space? Let XP help you with that.
Flood Insurance
Floods can happen anywhere it rains. What if a foot of water floods your home or business? Even worse, what if everything you own is lost in a flood? Flood insurance can help cover the devastating financial losses from such disasters.
Personal Valuables Insurance a/k/a Scheduled Property
You know we all have things that we collect or buy that are totally worth the splurge—one-of-a-kind sneakers, jewelry, artwork, musical instruments, and much more. Let XP assist you.
Other Personal Coverages Available:
- Recreational Vehicle Insurance
- Boat Insurance
- Collector/Classic Car Insurance
- Mobile Home Insurance
Your Business Life
You've worked hard to build and grow your business. XP can help you keep it safe.
Business Auto Insurance
Your company vehicles take you, your employees and your products where they need to be. And your business probably couldn’t function without them, which makes having commercial auto coverage you can truly count on highly important.
Restaurant Insurance
Hot flames, orders coming in and out, employees rushing around, the threat of food contamination—you face some unique risks as a restaurant owner. XP truly understands this, which is why we have access to a special mix of policies, endorsements, and services your business could use.
Workers' Compensation
XP knows your company depends on your employees to help you run your business. If one of your employees gets hurt on the job, your business could suffer. With a workers’ compensation policy presented by XP, we’ll be there when you need it.
Contractors Insurance
From property damage that covers tools to contractor liability insurance, XP has access to an array of special mix policies, endorsements, and services that gives your business the protection it really needs.
Cyber Insurance
A business owner protecting your clients’ data, servicing accounts, and running a business are among your daily concerns. Making sure your business has the proper coverage should be the last thing you need to worry about.
Commercial & Contract Bonds
With a strong history of financial stability and service, XP is here to help you when the unexpected happens with a variety of commercial and contract bonds.
Enhance Your Financial Security with Supplemental Benefits
Life can be unpredictable, with unexpected expenses arising from accidents, illnesses, and short-term disabilities. Supplemental benefits provide a safety net, helping to alleviate financial stress and anxiety during such challenging times. Tailored to your unique needs and financial circumstances, these benefits can significantly enhance your overall well-being.
Customizable Solutions for Your Unique Needs
Our supplemental benefits are designed to be flexible and adaptable, ensuring they meet your specific requirements. Whether you need additional coverage for dental and vision care, accident protection, or financial incentives, our offerings are here to support your financial, physical, and emotional health.
Benefits for Employers: Attract and Retain Top Talent
For employers, providing supplemental benefits can lead to a more engaged and productive workforce. By reducing absenteeism and turnover, these benefits not only enhance employee satisfaction but also help your organization stand out in a competitive job market. Offering comprehensive support through health and wellness programs can attract top talent, ensuring your business thrives with a dedicated and motivated team.
Invest in supplemental benefits today and experience the peace of mind and enhanced well-being they bring to both employees and employers.
Offices & Professional Services Insurance
As a professional and small business owner, you balance two very different roles: accounting services that your clients have come to count on while also managing all the logistics of running a small business. You have unique opportunities—as well as unique risks due to the many hats you wear each day.
Landlord & Property Owners Insurance
As a property owner in the rental market, you skillfully manage many responsibilities — building maintenance, bookkeeping, tenants, and more. Which is why XP offers a variety of policies and endorsements to help protect your property.
Other Business Coverages Available:
- Pet Care Insurance
- Manufacturer’s Insurance
- Auto Services Insurance
- Group Life Insurance
- Employment Practice Liability Insurance
- Business Umbrella Insurance
Contact Us Today!
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